| Christians have always interpreted the Bible literally when it declares, "Baptism . . . now saves you, not as a removal of dirt from the body, but as an appeal to God for a clear conscience, through the resurrection of Jesus Christ" (1 Pet. 3:21; cf. Acts 2:38, 22:16, Rom. 6:3–4, Col. 2:11–12).
Thus the early Church Fathers wrote in the Nicene Creed (A.D. 381), "We believe in one baptism for the forgiveness of sins."
And the Catechism of the Catholic Church states: "The Lord himself affirms that baptism is necessary for salvation [John 3:5]. . . . Baptism is necessary for salvation for those to whom the Gospel has been proclaimed and who have had the possibility of asking for this sacrament [Mark 16:16]" (CCC 1257).
The Christian belief that baptism is necessary for salvation is so unshakable that even the Protestant Martin Luther affirmed the necessity of baptism. He wrote: "Baptism is no human plaything but is instituted by God himself. Moreover, it is solemnly and strictly commanded that we must be baptized or we shall not be saved. We are not to regard it as an indifferent matter, then, like putting on a new red coat. It is of the greatest importance that we regard baptism as excellent, glorious, and exalted" (Large Catechism 4:6).
Yet Christians have also always realized that the necessity of water baptism is a normative rather than an absolute necessity. There are exceptions to water baptism: It is possible to be saved through "baptism of blood," martyrdom for Christ, or through "baptism of desire", that is, an explicit or even implicit desire for baptism.
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Catholics believe baptism is necessary for salvation.
VATICAN II declared this in #7 of it’s decree Ad Gentes:
“Therefore, all must be converted to Him, made known by the Church’s preaching, and all must be incorporated into Him by baptism and into the Church which is His body. For Christ Himself “by stressing in express language the necessity of faith and baptism (cf. Mark 16:16; John 3:5), at the same time confirmed the necessity of the Church, into which men enter by baptism, as by a door. Therefore those men cannot be saved, who though aware that God, through Jesus Christ founded the Church as something necessary, still do not wish to enter into it, or to persevere in it.” (Dogmatic constitution by Vatican II: Lumen Gentium 14) Therefore though God in ways known to Himself can lead those inculpably ignorant of the Gospel to find that faith without which it is impossible to please Him (Heb. 11:6), yet a necessity lies upon the Church (1 Cor. 9:16), and at the same time a sacred duty, to preach the Gospel. And hence missionary activity today as always retains its power and necessity.”